Real Points Payments is a next-generation acquiring and payment infrastructure provider built for high-growth sectors like gaming, eSports, and high‑risk verticals.

As a new entrant to the acquiring market, we offer merchants an alternative to legacy providers—with unmatched flexibility, lower fees, and powerful new revenue opportunities.

Our patent-pending Hybrid Super Wallet combines open‑loop payments with restricted‑loop loyalty, delivering instant transactions, regulatory compliance, and user‑centric innovation.

Whether you’re looking to cut card processing costs by up to 30%, reduce fraud and declines, or embed loyalty directly into your payment flow, Real Points Payments is your partner for transformation.

Meet the Leadership

Chief Executive Officer Ciara McManus

A seasoned entrepreneur and fintech innovator, Ciara has over 15 years of experience driving growth in payments, gaming, and compliance-driven sectors. Her vision led to the creation of Real Points Payments as a disruptive force in the acquiring space, giving merchants tools to lower costs, increase revenue, and improve compliance through seamless integrations. She is also the inventor of the Hybrid Super Wallet technology, which underpins the company’s patent-pending infrastructure.

Reece McDonnell, Chief Operations Officer

As COO and co-founder, Reece McDonnell oversees global operations, onboarding, and service delivery for Real Points Payments. With a strong background in fintech deployment and compliance operations, Reece ensures that every client implementation is fast, secure, and fully supported. His leadership ensures merchants benefit from both strategic insight and operational excellence, especially in regulated, high-growth sectors ike gaming and eSports.

1) No Reserve Fees - Improves cash flow, reduces dependency on short-term credit, and enables reinvestment into growth.

2) €0 Interchange & Scheme Fees - . New Revenue Stream: Interchange Share Merchants earn a share of interchange revenue on every transaction.

3) Promotions and loyalty programs become self-funding, transforming payments into a profit centre.

4) 0% Payment Declines Impact: Instant Payouts & Spendability

5) Security & Compliance Advantages <1% Chargeback & Fraud Rate

6) No Bonus Abuse, Bots, or Collusion.

7) Fully Compliant MiCAR, AMLD, PSD2, PSD3, and eIDAS 2.0 compliant.

8) Crypto & Ecosystem Control Instant

Account-to-Account Transfers

9) Restricted-Loop Loyalty

10) Multiple Deployment Options